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Care business plan and model.
£9,999 placeholder
A plan a lender will read and a financial model that shows the runway to first income, not just the first month. Everything we would use ourselves, without us attached.
What it is for
Most care business plans fail in the same place: they model a running service and skip the months before there is one.
A care business does not open and start earning. There is a period during which rent, wages, insurance, recruitment and registration costs are all real and income is not. That period is longer than people plan for, because it depends on permissions and processes that are not yours to hurry. The businesses that fail early usually fail there, doing everything else right.
The model is built around that gap. It asks what you are spending from the day you commit, when the first fee actually arrives, and how far apart those two dates can drift before the plan stops working. Then it asks the same question again at the occupancy you will realistically reach rather than the one you hope for.
The plan is the document that carries all of it to somebody else. Lenders and investors read a great many of these, and the ones they take seriously are specific about the local market, honest about the risks, and consistent with the numbers attached to them.
Not sure you are ready to start?
The readiness check will tell you which of the four areas is behind before you spend anything.
Who it is for
And who it is not for.
People about to commit money
Before a lease is signed or a building is bought. This is the point at which a model changes decisions rather than documenting them.
People who need to raise finance
If a lender, a landlord or an investor has asked for a plan, this is the structure they are expecting to see and the level of detail they will test.
Not for services already trading badly
If an existing service is losing money now, the question is what is wrong with it, not what a plan says. That is a conversation, not a template.
What it does not do
Worth saying plainly, because most people buying a model are hoping otherwise.
It does not contain your numbers. It contains the structure and the questions. Local fee rates, wage costs, rent and occupancy have to come from your own market, and any template that arrives pre-filled with someone else's figures is worse than useless.
It does not guarantee finance. A good plan removes the reasons to say no. It cannot create an appetite to lend that is not there.
It does not predict the future. What it does is show you how wrong things can go before the business stops working, which is the more useful number.
It is not financial advice. It is a tool for doing your own thinking. Decisions about borrowing and investment are yours, and worth taking proper advice on.
If the model says the plan does not work, believe it before you sign a lease rather than afterwards. A conclusion reached at a desk costs a few evenings. The same conclusion reached in month eight costs the building, the savings and usually the house behind the personal guarantee.
Price to confirm
Pricing for the packs is not settled yet and nothing here is an offer. There is no checkout on this site.
If you want to know what is in it in detail, or whether it is the right thing for your situation, ask us. We would rather tell you it is not what you need than sell you the wrong document.
Ask which one you need. It is a much shorter conversation.
Thirty minutes, no charge, no obligation. Tell us what you are planning and we will tell you whether this helps or whether something else would.
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07426 919823If it is easier to write it down than say it out loud, send a message.